microloans

In the traditional sense, farming has always involved purchasing or leasing land to plow, plant, fertilize and harvest. As world population and land prices grow however, urban boundaries continue to expand, pushing farms and ranches farther away from the center of growing cities.

At the same time, many consumers are more aware of where their food is produced, preferring to purchase food grown locally in their communities. This trend pulls agriculture back into the heart of the city, with many agriculture enthusiasts stepping up to support the demand.

Consumer demand for organic products continues to grow across the country, representing a $35 billion dollar industry in 2013.  To meet this demand, USDA has initiated a number of new and expanded efforts to connect organic farmers and businesses with the resources they need to ensure the continued growth of the organic sector domestically and abroad.

Some programs have the specific purpose of assisting organic farmers, ranchers, and handlers. Other programs are open to the general public, including organic operations. USDA has a one-stop-shop for information on all of our programs and opportunities for the organic community.  From research and education, to market information and technical assistance, we have something for you.

Growing up on a farm in Camilla, Ga., I developed a passion for agriculture early. Being a farmer’s daughter helped me understand the challenges farmers and ranchers face over time and the need for common-sense policies and programs to create and expand opportunities for the farmers of the future. Now, as the Deputy Secretary of the USDA, my highest priority is to ensure that beginning farmers and ranchers - women, young people, immigrants, socially disadvantaged producers, returning veterans and retirees - have access to the programs and support they need to succeed.

Today, we’re announcing a new resource: USDA.gov/newfarmers.  This new website is a one-stop shop to connect new farmers and ranchers with USDA resources, programs and support.  On www.usda.gov/newfarmers, new farmers can find information about accessing land and capital, managing risk, finding education, outreach and technical assistance, growing businesses and markets, and investing in the land and environment.

This is the final post of a Microloan Success feature series on the USDA blog. To see previous blogs, go to the Microloan Success feature series.

I’ve got one of the best jobs in the country, hands down. As Under Secretary for the Farm and Foreign Agricultural Services, I get to meet with – and talk to – farmers and ranchers across America every day. These hard working men and women, and their families are the backbone of U.S. agriculture. Their dedication and commitment inspire me.

It’s an honor to be able to service these agricultural heroes through the programs we offer at the Farm Service Agency (FSA). When severe weather devastates our nation’s cropland, FSA is there helping producers recover.

This post is part of a Microloan Success feature series on the USDA blog. Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For the last few weeks we have shared stories about farmers and ranchers across the country that are benefitting from the Farm Service Agency (FSA) Microloan program. The stories highlighted new farmers starting out on their own, producers who follow a proud family tradition of working the land, and even one farmer who, at 92 years young, is finding new ways to keep growing — all with the help of the Microloan. The program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process with up to seven years to repay.

Microloans are just one of many ways FSA is helping farmers and ranchers. We also offer Disaster Assistance. Producers around the country have suffered through two and a half difficult years with no disaster assistance because these programs were awaiting Congressional action. With the passing of the 2014 Farm Bill, eligible producers can sign up today to get help.

This post is part of a Microloan Success feature series on the USDA blog. Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

Marilyn Simpson grew up on the Navajo Reservation in Torreon, N.M., where she learned all about farming from her parents who raised sheep and cows.

The youngest of eight children, Marilyn left the reservation, and her parents, to go to college in Arizona. That’s also where she met her husband Erik. After graduating, she and Erik moved back to Torreon to help Marilyn’s parents.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

USDA’s Microloan program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process, and up to seven years to repay. Through the Farm Service Agency (FSA) USDA is focused on increasing opportunities for farmers and ranchers and has made several modifications to farm loan programs, including making Microloans to beginning farmers and veterans exempt from direct loan term limits. Producers have more flexible access to credit for initial start-up expenses, family living expenses, minor farm improvements and hoop houses to extend the growing season.

Kentucky couple Kim and Jeff Essig, owners of Middlebridge Blueberry Farm, know about the benefits of the Microloan program first-hand. Kim shares their story:

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

It is often stated that it is hard to start a farm and become a farmer.  You do not have to tell that to Anderson Brothers Grain, LLC.

William and Thomas Anderson of Anderson, S.C., are not only brothers but young, beginning farmers.  At the ripe old age of 18 and 20, the brothers farm 180 acres of small grains--something they have been doing since 2008 when they were teenagers farming 40 acres with assistance from their father Phil Anderson and grandfather William Martin.

Being that young with little collateral and no credit history proved a challenge for the brothers.  They didn’t want to rely on their parents or grandparents to secure financing.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For Malachi Duncan, life as a farmer is anything but boring. At age 92, he’s going strong and ready to do more.

“I was out on the tractor trying to locate a cow,” said Duncan, who farms 43 acres of his family’s land in Union, S.C.  It’s the same land he used to plow with mules before planting cotton, peanuts and corn.

“Back then, we didn’t have any tractors,” said Duncan. “Now, that was hard with long hours.  But we farmed to survive.”

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For David Hoff, farming was in his blood.  It had been 14 years since he worked on his family’s South Dakota farm.  He went off to college, earned a degree in business, landed a position in sales and, over the next 10 years, held leadership positions in sales for several companies.  But he had been thinking long and hard about returning to the 2,000 acre farm and rejoining the family operation.

Then in 2012, Hoff received the sad news of his uncle’s death.  His uncle had farmed with Hoff’s father in Hutchinson County, S.D. for years.  That’s when Hoff decided to return and help his father with the farm.

“This was a big change for us. I was used to bringing home a paycheck every two weeks and now that was going to change in a big way,” said Hoff. “There are no guarantees in farming and you can’t write down what you are going to make each year. My wife likes to have a clear plan and that was a challenge for her to overcome.”